SYSTEM all green source hdfcergo.com queue 12,409 quotes p99 latency 845ms dataflirt.com · scraper/hdfcergo-com
RUN . 12 active pipelines . hdfcergo.com live

HDFC ERGO data,
normalised at scale.

We extract health, motor, and travel insurance quotes, network coverage lists, and policy terms from HDFC ERGO. Delivered as clean JSON, CSV, or Parquet to S3, BigQuery, or Snowflake on your schedule.

Quotes generated
142K /day
Network entities
18.2K /run
Policy documents
4,192 /week
Active pipelines
12
Uptime
99.94%
Data Dictionary

Every field we extract from hdfcergo.com

Structured, schema-consistent data across all major object types — delivered clean, typed, and ready to query.

Complete list of extractable fields for Health Quotes objects from hdfcergo.com. All fields typed and schema-versioned.

plan_nameage_bandsum_insuredbase_premiumtax_amounttotal_premiumroom_rent_limitcopay_pctwaiting_period_monthspre_existing_coveredrider_options
health_quotes
● 200 OK
"plan_name": "Optima Secure",
"age_band": "31-35",
"sum_insured": 1000000,
"base_premium": 12450.0,
"tax_amount": 2241.0,
"total_premium": 14691.0,
"room_rent_limit": "Single Private Room",
"copay_pct": 0
# plan_nameage_bandsum_insuredbase_premiumtax_amounttotal_premium
1
2
3

Complete list of extractable fields for Motor Quotes objects from hdfcergo.com. All fields typed and schema-versioned.

vehicle_makevehicle_modelregistration_yearrto_codeidv_amountncb_pctown_damage_premiumthird_party_premiumzero_depreciation_costtotal_premium
motor_quotes
● 200 OK
"vehicle_make": "Hyundai",
"vehicle_model": "Creta SX",
"registration_year": 2023,
"rto_code": "MH-01",
"idv_amount": 1250000,
"ncb_pct": 20,
"own_damage_premium": 18400.0,
"total_premium": 26850.0
# vehicle_makevehicle_modelregistration_yearrto_codeidv_amountncb_pct
1
2
3

Complete list of extractable fields for Network Hospitals objects from hdfcergo.com. All fields typed and schema-versioned.

hospital_nameaddress_linecitystatepincodecontact_numberspecialtiescashless_activelatitudelongitude
network_hospitals
● 200 OK
"hospital_name": "Apollo Hospitals",
"city": "Bengaluru",
"state": "Karnataka",
"pincode": "560076",
"cashless_active": true,
"specialties": "['Cardiology', 'Orthopaedics', 'Neurology']",
"latitude": 12.8943,
"longitude": 77.5982
# hospital_nameaddress_linecitystatepincodecontact_number
1
2
3

Complete list of extractable fields for Network Garages objects from hdfcergo.com. All fields typed and schema-versioned.

garage_nameaddress_linecityrto_codecontact_numberbrand_authorizedcashless_activetwo_wheeler_supportedfour_wheeler_supported
network_garages
● 200 OK
"garage_name": "Trident Hyundai",
"city": "Bengaluru",
"rto_code": "KA-03",
"brand_authorized": "Hyundai",
"cashless_active": true,
"four_wheeler_supported": true,
"contact_number": "+918043434343"
# garage_nameaddress_linecityrto_codecontact_numberbrand_authorized
1
2
3

Complete list of extractable fields for Travel Plans objects from hdfcergo.com. All fields typed and schema-versioned.

destination_regiontrip_duration_daystraveller_agesum_insured_usdmedical_evacuation_limittrip_cancellation_limitbaggage_loss_limitpremium_inrtax_inr
travel_plans
● 200 OK
"destination_region": "Schengen",
"trip_duration_days": 15,
"traveller_age": 32,
"sum_insured_usd": 100000,
"premium_inr": 1850.0,
"tax_inr": 333.0,
"trip_cancellation_limit": 1000
# destination_regiontrip_duration_daystraveller_agesum_insured_usdmedical_evacuation_limittrip_cancellation_limit
1
2
3

Capabilities

Everything you need from HDFC ERGO pricing systems

Our extraction pipeline navigates complex Single Page Application forms, calculates premium variants across input matrices, and standardises policy data into queryable records.

Motor Premium Calculation

Extract quotes across combinations of Insured Declared Value, No Claim Bonus percentages, and RTO codes.

Health Plan Extraction

Capture pricing for Optima Secure and my:health Suraksha across age bands and family floater configurations.

Network Hospital Mapping

Scrape cashless hospital directories with pin codes, specialties, and geographic coordinates.

Cashless Garage Locator

Extract authorised repair centres for motor claims mapped to specific vehicle brands and RTOs.

Rider and Add-on Pricing

Capture dynamic pricing for zero depreciation, engine protection, and consumable covers.

Policy Wording Parsing

Extract inclusions, exclusions, waiting periods, and room rent limits from plan documentation.

SPA Form Automation

Navigate complex React and Angular quote generation flows using headless browser execution.

Tax and Surcharge Breakdowns

Separate base premium, GST, and state specific cesses for accurate financial modelling.

Multi-variant Travel Quotes

Extract pricing based on geography, trip duration, and specific medical coverage limits.

Scheduled Updates

Run daily or weekly pipelines to detect premium rate changes and network coverage updates.

// engagement pipeline

From input matrix to warehouse record

Brief in. Clean data out.

Define Scope
d 0

Provide age bands, RTO codes, or vehicle lists. We map the extraction schema together.

Pipeline Build
d 2–4

We configure Playwright scripts to navigate multi-step quote forms and handle dynamic pricing widgets.

Validation & QA
d 4–6

Schema validation, premium outlier detection, and null-rate checks before production launch.

Delivery
ongoing

JSON, CSV, or Parquet pushed to your S3 bucket, BigQuery dataset, or Snowflake stage on schedule.

Under the hood

Navigating dynamic insurance quote engines

HDFC ERGO uses multi-step forms and dynamic pricing models. We automate browser flows to extract structured premium data reliably.

pipeline-monitor · hdfcergo.com · live ● active
// fingerprinting
Identity rotation
TLS fingerprintrandomised
User-agentrotated
IP poolresidential
Challenges blocked0
// pagination
Page coverage
48,291 pages queued running
// observability
Pipeline health
99.9%
uptime
142ms
p99 lat
0.3%
null rate
2
alerts
Form execution
Multi-step form navigation

Navigating sequential inputs for age, vehicle details, and medical history requires stateful browser sessions. We script the exact user journey to reach the final quote page.

Pricing models
Dynamic IDV handling

Calculating premium variations across custom Insured Declared Value sliders requires executing JavaScript functions within the DOM. We capture the full curve, not just the default value.

Rendering
JavaScript execution

Full Playwright execution is necessary to load dynamic pricing widgets and asynchronous API calls that populate the final premium numbers.

State
Session management

Maintaining cookie state and session tokens across the quote generation funnel prevents timeouts and blockages during matrix execution.

Standardisation
Schema alignment

Mapping diverse policy structures, varying tax components, and conditional riders into a unified relational format for your data warehouse.

Applications

Who uses HDFC ERGO data and how

Teams across industries use hdfcergo.com data to build competitive products and smarter operations.

01
Competitor Benchmarking

Insurtechs track premium rates across age bands and RTOs to position their own products competitively.

02
Product Development

Actuaries analyse market pricing for specific rider combinations to design new insurance products.

03
Aggregator Verification

Verify if aggregator platforms display accurate direct-to-consumer premiums compared to the primary source.

04
Network Coverage Analysis

Map hospital and garage density against competitor networks to identify geographic gaps.

05
Market Research

Analyse the impact of No Claim Bonus and deductible choices on final pricing structures.

06
Policy Feature Comparison

Standardise inclusions and exclusions for side-by-side market analysis across providers.

Why DataFlirt

"Insurance pricing is highly dynamic. Extracting accurate premium matrices requires navigating thousands of form combinations systematically."

Scraping quote engines requires full browser automation, state management, and strict validation to ensure premium numbers align with the input variables. DataFlirt manages the execution grid so you receive clean pricing tables.

Technical Spec

HDFC ERGO scraper technical capabilities

Everything supported by our hdfcergo.com scraper — rendered SPA elements, auth walls, rate-limit evasion and beyond.

Multi-step quote generation
Automated navigation through sequential data entry forms
Supported
Dynamic slider manipulation
Extracting pricing changes based on IDV and deductible sliders
Supported
Network directory extraction
Full pagination through hospital and garage listings
Supported
Policy PDF parsing
Extracting text and tables from standard policy wording documents
Supported
Pin code iteration
Running geographical queries across all Indian pin codes
Supported
Vehicle RTO matrix execution
Combining make, model, and RTO codes for comprehensive motor quotes
Supported
Base premium vs tax splitting
Isolating core premium from GST and other surcharges
Supported
Customer policy documents
Requires OTP verification linked to the registered mobile number
Partial
Claim status tracking
Gated behind policy number and date of birth validation
Partial
Infrastructure

Infrastructure powering the extraction

Open-source tooling on proven cloud infra — no vendor lock-in, full observability.

ScrapyPlaywrightPython 3.12RedisPostgreSQLApache AirflowAWS LambdaS3CloudWatch2CaptchaCapSolverResidential ProxiesDockerKubernetesGrafanaPrometheus
Headless Browser Grid

Playwright clusters handle complex form navigation, cookie management, and dynamic element rendering required for quote generation.

Parameter Matrix Execution

Airflow orchestrates thousands of variable combinations, ensuring complete coverage across age bands, vehicle models, and geographic regions.

Data Validation Layer

Post-extraction checks ensure premium calculations match inputs and tax breakdowns sum correctly to the total premium.

Output & Delivery

Your data, your destination

Data delivered to where your team already works — no new tooling required.

JSON
Nested structures for complex policy details
CSV
Flat tables for premium matrices
XLS
Excel compatible files for analyst review
Parquet
Columnar format for fast warehouse querying
AWS S3
Direct delivery to your cloud storage
Webhook
HTTP POST for real-time quote delivery
API
REST endpoints to query extracted datasets
BigQuery
Streamed directly into your GCP environment
PostgreSQL
Direct database inserts with conflict resolution
S3
Direct bucket delivery — compatible with any data lake
// faq

Common questions.

About hdfcergo.com scraping, legality, and pipeline operations.

Ask us directly →
Is extracting quotes legal?

Extracting publicly available quote data prior to authentication walls is generally permissible. DataFlirt targets only public pricing matrices and network directories. We do not bypass OTP walls or access private customer data.

How do you handle multi-step forms?

We use Playwright to script the exact sequence of inputs, dropdown selections, and button clicks required to navigate from the landing page to the final premium calculation.

Can you iterate through all vehicle models?

Yes. We maintain a master list of vehicle makes, models, and RTO codes to generate comprehensive pricing matrices across the entire motor insurance spectrum.

Do you extract tax breakdowns?

Yes. We separate the base premium from GST and any applicable regional cesses to provide clean financial data.

How frequently can you update network hospital lists?

Pipelines can run daily, weekly, or monthly depending on your requirements for tracking network expansion or contraction.

Can you bypass OTP walls for purchase?

No. We strictly extract pre-purchase public quotes and do not interact with payment gateways or authenticated customer portals.

Do you support Optima Secure and my:health Suraksha?

Yes. We map all specific plan variants, including their unique riders, room rent limits, and waiting period configurations.

$ dataflirt scope --new-project --source=hdfcergo.com ready

Tell us what
to extract.
We do the rest.

20-minute scoping call. Pilot dataset within the week. Production within two. Need a one-off network hospital dump or a continuous premium monitoring feed? We scope, build, and operate the pipeline.

hello@dataflirt.com · Bengaluru · IST · typical reply < 4h
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