SYSTEM all green source turtlemint.com queue 14,892 quotes p99 latency 815ms dataflirt.com · scraper/turtlemint-com
RUN . 41 active pipelines . turtlemint.com live

Insurance market data,
at warehouse scale.

We extract motor, health, and life insurance premiums, policy inclusions, rider pricing, and insurer metrics from Turtlemint. Delivered as clean JSON, CSV, or Parquet to S3, BigQuery, or Snowflake.

Quotes extracted
112K /day
Policy updates
48K /24h
Insurer profiles
45
Active pipelines
41
Uptime
99.94%
Data Dictionary

Every field we extract from turtlemint.com

Structured, schema-consistent data across all major object types — delivered clean, typed, and ready to query.

Complete list of extractable fields for Health Insurance Quotes objects from turtlemint.com. All fields typed and schema-versioned.

plan_idinsurer_nameplan_namesum_insuredmonthly_premiumannual_premiumnetwork_hospitals_countroom_rent_limitpre_existing_cover_waitmaternity_coverco_pay_pctfree_health_checkupscraped_at
health_insurance quotes
● 200 OK
"plan_id": "HLTH-HDFC-098",
"insurer_name": "HDFC Ergo",
"plan_name": "Optima Restore",
"sum_insured": 1000000,
"annual_premium": 12450.0,
"network_hospitals_count": 10540,
"co_pay_pct": 0,
"scraped_at": "2026-05-12T09:14:00Z"
# plan_idinsurer_nameplan_namesum_insuredmonthly_premiumannual_premium
1
2
3

Complete list of extractable fields for Motor Insurance objects from turtlemint.com. All fields typed and schema-versioned.

vehicle_regmakemodelvariantreg_yearncb_pctidv_valuethird_party_premiumown_damage_premiumzero_dep_coverengine_protecttotal_premiuminsurer_name
motor_insurance
● 200 OK
"vehicle_reg": "MH-01",
"make": "Hyundai",
"model": "Creta",
"variant": "SX Opt Diesel",
"idv_value": 850000,
"total_premium": 18450.0,
"insurer_name": "ICICI Lombard",
"zero_dep_cover": true
# vehicle_regmakemodelvariantreg_yearncb_pct
1
2
3

Complete list of extractable fields for Term Life Insurance objects from turtlemint.com. All fields typed and schema-versioned.

plan_idinsurer_namelife_cover_amountpolicy_term_yearspremium_payment_termmonthly_premiumclaim_settlement_ratioaccidental_death_ridercritical_illness_riderwaiver_of_premiumterminal_illness_benefit
term_life insurance
● 200 OK
"insurer_name": "Max Life",
"life_cover_amount": 10000000,
"policy_term_years": 40,
"monthly_premium": 1150.0,
"claim_settlement_ratio": 99.51,
"critical_illness_rider": 250.0,
"waiver_of_premium": true
# plan_idinsurer_namelife_cover_amountpolicy_term_yearspremium_payment_termmonthly_premium
1
2
3

Complete list of extractable fields for Policy Features objects from turtlemint.com. All fields typed and schema-versioned.

plan_idfeature_categoryfeature_nameis_coveredwaiting_period_monthssub_limit_amountdescriptionterms_urlupdated_at
policy_features
● 200 OK
"plan_id": "HLTH-HDFC-098",
"feature_category": "Room Rent",
"feature_name": "Single Private Room",
"is_covered": true,
"waiting_period_months": 0,
"sub_limit_amount": "None",
"updated_at": "2026-05-12T08:00:00Z"
# plan_idfeature_categoryfeature_nameis_coveredwaiting_period_monthssub_limit_amount
1
2
3

Complete list of extractable fields for Insurer Profiles objects from turtlemint.com. All fields typed and schema-versioned.

insurer_idinsurer_namecategorytotal_network_hospitalstotal_garagesclaim_settlement_ratiosolvency_ratiofounded_yearmarket_share_pctcustomer_rating
insurer_profiles
● 200 OK
"insurer_name": "Star Health",
"category": "Health",
"total_network_hospitals": 14000,
"claim_settlement_ratio": 90.0,
"solvency_ratio": 2.1,
"customer_rating": 4.2
# insurer_idinsurer_namecategorytotal_network_hospitalstotal_garagesclaim_settlement_ratio
1
2
3

Capabilities

Everything you need from Turtlemint - nothing you don't

Our Turtlemint scraper handles the platform's dynamic quote generation, API payload simulation, and session management to extract accurate premium matrices across all major insurance categories.

Dynamic Quote Extraction

Simulate user parameters like age, pincode, and vehicle IDV to generate and extract real-time premium quotes across all insurers.

Health Plan Matrices

Extract sum insured tiers, room rent limits, co-pay percentages, waiting periods, and maternity cover details for health policies.

Motor Insurance Data

Capture third-party liabilities, own-damage premiums, zero-depreciation add-ons, and engine protection riders based on vehicle variants.

Term Life Premiums

Track life cover amounts, policy terms, critical illness riders, and accidental death benefit pricing across different age brackets.

Network Hospital Mapping

Scrape cashless garage and network hospital lists per insurer, categorised by city and pincode.

Claim Settlement Metrics

Extract claim settlement ratios, solvency margins, and customer rating metrics for every insurer listed on the platform.

Exclusions & Wait Periods

Map pre-existing disease waiting periods and specific policy exclusions to normalise comparisons across plans.

Insurer Metadata

Track market share percentages, founding years, and broad category offerings for all listed insurance companies.

Scheduled Premium Updates

Run continuous pipelines to track premium changes, new product launches, and IDV depreciation shifts over time.

// engagement pipeline

From parameter list to warehouse record

Brief in. Clean data out.

Define Scope
d 0

Provide demographic parameters, vehicle lists, or pincodes. We design the extraction schema together.

Pipeline Build
d 2–4

We configure Playwright crawlers, payload simulators, and session management to handle Turtlemint's React application.

Validation & QA
d 4–6

Schema validation, null-rate checks, and premium-outlier detection before full launch.

Delivery
ongoing

JSON, CSV, or Parquet pushed to your S3 bucket, BigQuery dataset, or Snowflake stage on agreed cadence.

Under the hood

How our Turtlemint pipeline handles the hard parts

Insurance aggregators rely on complex state machines and dynamic API calls. Here is how we extract data reliably without hitting rate limits.

pipeline-monitor · turtlemint.com · live ● active
// fingerprinting
Identity rotation
TLS fingerprintrandomised
User-agentrotated
IP poolresidential
Challenges blocked0
// pagination
Page coverage
48,291 pages queued running
// observability
Pipeline health
99.9%
uptime
142ms
p99 lat
0.3%
null rate
2
alerts
Payload simulation
Handling dynamic React state

Turtlemint does not serve static HTML quotes. Premiums are generated via complex API payloads requiring specific tokens, session IDs, and demographic inputs. We reverse-engineer these API calls to request data programmatically.

Session management
Token generation and rotation

Generating a quote requires valid session cookies and CSRF tokens. Our infrastructure handles automated token generation, rotation, and lifecycle management to prevent 401 Unauthorized errors.

Proxy rotation
Residential IP pools

Aggregators aggressively rate-limit repetitive quote requests from datacenter IPs. We route traffic through Indian residential proxies to mimic genuine consumer traffic and bypass IP-based throttling.

Schema normalisation
Unifying disparate insurer data

Different insurers return policy features in different formats. We apply a strict normalisation layer to ensure 'Room Rent Limit' or 'Zero Dep' means the same thing across HDFC Ergo, ICICI Lombard, and Star Health.

Anomaly detection
Catching premium outliers

Insurance APIs sometimes return default or error values when backend services fail. We implement statistical boundary checks to flag premium quotes that deviate significantly from expected ranges.

Applications

Who uses Turtlemint data - and how

Teams across industries use turtlemint.com data to build competitive products and smarter operations.

01
Competitor Premium Benchmarking

Insurance companies monitor competitor pricing across demographics and vehicle variants to adjust their own actuarial models.

02
Product Gap Analysis

Product teams identify missing features in their own policies by analysing the inclusion matrices of top-selling plans.

03
Actuarial Model Training

Data science teams ingest historical premium data to train predictive models for risk assessment and pricing elasticity.

04
Market Share Analytics

Analysts track the visibility and placement of specific insurers on aggregator platforms to estimate market penetration.

05
Aggregator Display Testing

Insurers audit Turtlemint to ensure their policies, riders, and settlement ratios are displayed accurately to consumers.

06
Dynamic Pricing Intelligence

Brokerages track high-frequency changes in motor insurance IDV calculations and discount structures.

Why DataFlirt

"Insurance aggregation platforms are complex state machines. Extracting accurate premium matrices requires simulating thousands of user profiles programmatically."

Most extraction attempts fail at the dynamic quote generation stage. Turtlemint requires precise payload structures, valid session tokens, and realistic input parameters. DataFlirt manages this state complexity so you can ingest clean premium data without fighting React forms and bot protection.

Technical Spec

Turtlemint scraper - technical capabilities

Everything supported by our turtlemint.com scraper — rendered SPA elements, auth walls, rate-limit evasion and beyond.

Dynamic quote generation
Simulates form inputs (age, pincode, vehicle) to generate real-time premiums
Supported
Form payload simulation
Reverse-engineers API requests to fetch data without rendering the DOM
Supported
JavaScript rendering
Full Playwright sessions for complex UI interactions
Supported
Residential proxy rotation
ISP-grade residential IPs from IN pools rotated per request
Supported
Network hospital geolocation
Extracts cashless facilities mapped by city and pincode
Supported
Rider cost extraction
Captures incremental costs for add-ons like zero depreciation
Supported
Webhook delivery
HTTP POST per record for real-time downstream processing
Supported
Change detection
Hash-based diff to emit only changed premium records
Supported
OTP-verified final quotes
Deep quotes requiring verified mobile number OTPs
Partial
User policy documents
Access to purchased policy PDFs requires authenticated user session
Partial
Infrastructure

Infrastructure powering the Turtlemint pipeline

Open-source tooling on proven cloud infra — no vendor lock-in, full observability.

ScrapyPlaywrightPython 3.12RedisPostgreSQLApache AirflowAWS LambdaS3CloudWatch2CaptchaCapSolverResidential ProxiesDockerKubernetesGrafanaPrometheus
Playwright for SPA State

Playwright handles complex React state management, cookie sessions, and token generation required to access dynamic quote APIs.

Proxy Rotation & Session Pools

We maintain pools of Indian residential ISP proxies. Rotation happens per-request with sticky sessions to maintain token validity.

Cloud-Native Orchestration

Pipelines run on AWS Lambda and ECS. Airflow handles demographic parameter iteration, dependency management, and SLA alerting.

Output & Delivery

Your data, your destination

Data delivered to where your team already works — no new tooling required.

JSON
Newline-delimited or nested structures
CSV
Flat files for easy spreadsheet analysis
XLS
Excel format for business stakeholders
Parquet
Columnar format for BigQuery and Snowflake
AWS S3
Direct bucket delivery for data lakes
Webhook
HTTP POST per record for real-time workflows
API
REST endpoints to query extracted data
PostgreSQL
Direct upsert into your relational database
S3
Direct bucket delivery — compatible with any data lake
// faq

Common questions.

About turtlemint.com scraping, legality, and pipeline operations.

Ask us directly →
Is scraping Turtlemint legal?

Scraping publicly accessible, non-authenticated premium quotes and policy features is generally permissible. DataFlirt targets only public aggregator data. We do not extract personal user data, bypass OTP walls, or scrape purchased policy documents.

How do you handle dynamic quote forms?

We programmatically simulate form inputs (like vehicle registration, age, and pincode) by reverse-engineering the API payloads. This allows us to request quotes at scale without manually rendering the UI.

Can you scrape quotes for specific pincodes or ages?

Yes. You provide the demographic matrix (e.g., ages 25-55 across 10 major Indian cities), and we iterate through the combinations to generate comprehensive premium datasets.

Do you bypass OTP verification?

No. We extract the initial and detailed quotes available before the mandatory OTP verification step. Final binding quotes requiring user authentication are not supported.

How often can premium data be refreshed?

Pipelines can run daily, weekly, or monthly depending on your requirements. High-frequency tracking for specific vehicle models or health plans can be configured hourly.

What insurance categories are supported?

We support the extraction of Motor (Car and Two-Wheeler), Health, and Term Life insurance categories available on the Turtlemint platform.

Can I get a sample of the premium matrices?

Yes. We offer sample datasets for a limited set of parameters (e.g., 5 vehicle models or 3 age brackets) during the scoping phase to validate schema and data quality.

$ dataflirt scope --new-project --source=turtlemint.com ready

Tell us what
to extract.
We do the rest.

20-minute scoping call. Pilot dataset within the week. Production within two. Whether you need a one-off extraction of health policy features or continuous premium tracking across thousands of vehicle variants - we scope, build, and operate the pipeline. Tell us what you need.

hello@dataflirt.com · Bengaluru · IST · typical reply < 4h
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